Carrier Partner
State Fund
State-run workers' compensation carriers providing coverage where private markets are limited.
About State Fund
State-run workers' compensation funds are quasi-public carriers that guarantee coverage availability in their home states. They serve as the market of last resort for high-hazard classes and as competitive markets for standard risks in states like California (SCIF) and New York (NYSIF).
State funds are financially rated A (Excellent) or better and are often the only viable option for certain construction, healthcare, and staffing classifications.
Mission
"To provide fairly priced workers' compensation insurance, make workplaces safe, and restore injured workers — serving as a stable market of last resort for employers."
Program strengths
- ✓Workers' compensation
- ✓Guaranteed availability
- ✓High-hazard classes
Best fit
Employers in classes or states where private workers' comp markets are restricted.
Other carriers we place with
Ready for a real quote?
Tell us about your business and we'll benchmark you against multiple A-rated carriers. Most quotes come back within one business day.