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Transportation Insurance

Trucking, fleet, and motor carrier coverage.

Long-haul, regional, and last-mile motor carriers.

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Overview

Motor carrier insurance is filed coverage requiring precise MCS-90 and Form E/H compliance.

Motor carrier filings and compliance

Trucking insurance requires precise filings — MCS-90, Form E, Form H, and state-specific filings. We work with carriers experienced in motor carrier underwriting to keep your authority and contracts compliant.

Cargo, auto liability, and physical damage

Long-haul and last-mile operators need auto liability at federal or contract-required limits, motor truck cargo coverage for customer goods, and physical damage for tractors and trailers. We structure primary and excess towers around your routes and commodities.

Transportation Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places transportation coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

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