← All Industries

Professional Services Insurance

E&O for consultants, agencies, and advisors.

Consulting firms, marketing agencies, engineering, architects, and other advisory practices.

Get Your No-Obligation Free Quote Today

Takes 30 seconds. No obligation. We reply within one business day.

🔒 Your info stays with KTL. We never sell or share it. Prefer to talk? Call 858-350-0555

Overview

Professional services firms live and die by their E&O policy. We structure limits and retentions around your client contracts.

Errors & omissions tailored to your advisory work

A consultant's largest uninsured exposure is usually a claim that advice, analysis, or deliverables caused a client financial loss. We match E&O limits, retentions, and defense provisions to your engagement letters and client contract indemnities.

Cyber and contract liability for advisory firms

Modern consultants handle sensitive client data and often sign MSAs with broad indemnity language. Cyber liability and media/IP coverage close gaps that a standard GL policy leaves open.

Professional Services Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places professional services coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

Request a Quote