Carrier Partners
Insurance Carriers We Partner With
As an independent agency, we place coverage with A-rated national and regional carriers. That means we can shop your risk each renewal and match you with the market that fits best.
The HartfordA+ (AM Best)TravelersA++ (AM Best)CNAA (AM Best)Liberty MutualA (AM Best)MarkelA (AM Best)NationwideA+ (AM Best)Berkshire Hathaway GUARDA+ (AM Best)The HanoverA (AM Best)ChubbA++ (AM Best)NEXT InsuranceA- (AM Best)HiscoxA (AM Best)Sports UnderwritersA (AM Best)State FundA (AM Best)Smart ChoiceA (AM Best)Local EdgeA (AM Best)Tokio MarineA++ (AM Best)BTISA (AM Best)
Three ways to work with KTL — pick what fits.
Whether you're comparison-shopping, just curious what you'd save, or need a callback later — we make it easy to start.
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Benchmark your current policy against 20+ A-rated carriers. Reply within 1 business day.
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Home Healthcare Coverage Checklist
The 12-point PDF we use to audit HH & hospice agencies before renewal. No email required.
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