Overview
Warehouse legal liability is distinct from GL and is contract-driven.
Warehouse legal liability
Standard GL does not cover damage to stored goods for which you are contractually liable. Warehouse legal liability coverage responds to claims from customers whose inventory is damaged while in your care, custody, and control.
Forklift, equipment, and workers' comp exposure
Warehouses are high-frequency workers' comp environments due to forklift accidents, lifting injuries, and slips. We benchmark comp rates and add equipment breakdown coverage for refrigeration, conveyors, and racking systems.