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Painters Insurance

Coverage for interior and exterior painting contractors.

Residential and commercial painting contractors, including specialty coatings.

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Overview

Painters need coverage for overspray, ladder & scaffold falls, and pollution from solvents.

Overspray, spills, and property damage

Paint overspray and solvent spills can damage vehicles, flooring, and landscaping far beyond the job site. We add contractors pollution and higher GL limits for painters working in occupied commercial and residential spaces.

Falls from height and workers' comp

Ladder and scaffold work create frequent workers' comp claims. We structure coverage around your crew size, use of subcontractors, and safety training to keep rates competitive.

Painters Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places painters coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

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