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Medical Offices Insurance

Medical malpractice and BOP for outpatient practices.

Physician practices, dental, chiropractic, and allied health.

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Overview

Outpatient medical practices need malpractice paired with HIPAA-grade cyber and EPLI.

Medical malpractice for outpatient practices

Outpatient medical offices face malpractice exposure from diagnosis, treatment, and referral decisions. We place occurrence or claims-made malpractice coverage with limits appropriate to your specialty, patient volume, and state venue.

HIPAA-grade cyber and employment practices

Medical offices are prime targets for ransomware and HIPAA enforcement. Cyber liability with regulatory defense and EPLI for high-turnover staff round out a modern outpatient insurance program.

Medical Offices Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places medical offices coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

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