Overview
Contractors face some of the most severe liability exposure in commercial insurance. KTL places coverage with A-rated carriers that specialize in the trades.
General & specialty contractor coverage
Policies structured for your specific trade — carpentry, framing, electrical, HVAC, plumbing, roofing, concrete, and more.
Subcontractor risk transfer
We help structure contracts and additional-insured requirements so subcontractor exposure flows to their carriers, not yours.