Coverage for general and specialty trades.
From general contractors to sub-specialty trades, KTL structures policies around your job types, subcontractor use, and contract requirements.
Contractors face some of the most severe liability exposure in commercial insurance. KTL places coverage with A-rated carriers that specialize in the trades.
Policies structured for your specific trade — carpentry, framing, electrical, HVAC, plumbing, roofing, concrete, and more.
We help structure contracts and additional-insured requirements so subcontractor exposure flows to their carriers, not yours.
Other Industries We Serve
Whether you're comparison-shopping, just curious what you'd save, or need a callback later — we make it easy to start.
Most Popular
Benchmark your current policy against 20+ A-rated carriers. Reply within 1 business day.
Start review →Free Download
The 12-point PDF we use to audit HH & hospice agencies before renewal. No email required.
Download PDF →Talk to a Human
Mon–Fri 8am–5pm PT. Ask us anything — no pressure, no sales script.
Call now →