Client Testimonials
What business owners say about working with KTL.
Two decades of client relationships across home care, construction, medical practices, restaurants, and specialty commercial risks. Here is what a few of them have to say.
KTL rebuilt our entire insurance program in about two weeks. Better coverage, lower premium, and someone who actually picks up the phone when a certificate is due.
M. Alvarez
Owner, Coastal Home Care
Home Care Agency · San Diego, CA
We had been with the same carrier for years and never questioned it. KTL benchmarked us against six markets and saved us over $18,000 without changing our limits.
J. Whitfield
CFO, Whitfield Construction Group
General Contractor · Phoenix, AZ
Fast certificates, honest answers, and they understand our industry. That is a rare combination in commercial insurance.
S. Patel
Practice Administrator, Bayside Medical Group
Medical Practice · Long Beach, CA
Our previous broker treated us like a small account. KTL treats us like their only account. Renewals are now something we actually look forward to.
R. Nguyen
General Manager, Nguyen Family Restaurants
Restaurant Group · Orange County, CA
When one of our caregivers had an auto claim, KTL walked us through every step. It felt like having a risk manager on staff.
T. Brooks
Director of Operations, Brooks Senior Care
Home Care Agency · Sacramento, CA
They explained workers' comp class codes in a way I finally understood, then found us an audit credit we did not know we were owed.
D. Ferrari
Owner, Ferrari Electric
Electrical Contractor · San Diego, CA
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