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Real Estate Insurance

E&O and cyber for brokerages and agents.

Independent brokerages, teams, and real estate holding companies.

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Overview

Real estate E&O has become increasingly complex with wire fraud endorsements now essential.

Real estate E&O and transaction risk

Agents and brokers face E&O claims from disclosure errors, misrepresentation, and transaction mistakes. We place real estate E&O with carriers that understand state-specific forms and franchise requirements.

Wire fraud and cyber endorsements

Real estate wire fraud losses have surged. Modern E&O and cyber policies should include social engineering and wire-fraud endorsements, plus training requirements that satisfy underwriter expectations.

Real Estate Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places real estate coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

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