Garage liability and garagekeepers for repair operations.
Mechanical, body, tire, and detail shops — each needing garagekeepers coverage plus standard commercial lines.
Auto shops need garagekeepers coverage to protect vehicles in your care, custody, and control — a standard GL policy will not respond.
Direct-primary versus legal-liability forms make a large financial difference in a claim. We recommend direct-primary for most shops.
Auto Repair Shops Insurance by State
Requirements and pricing shift state to state. Start with yours.
California Auto Repair Insurance
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Texas Auto Repair Insurance
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Florida Auto Repair Insurance
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Arizona Auto Repair Insurance
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Nevada Auto Repair Insurance
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Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places auto repair shops coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.
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