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Consultants Insurance

E&O and cyber for advisory practices.

Management, HR, IT, and specialty consultants.

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Overview

Consultant E&O should be tuned to your engagement types and client contract indemnities.

E&O limits matched to client contracts

Clients increasingly require consultants to carry professional liability with specific limits and additional insured status. We review your contracts and structure E&O so you can sign engagements without coverage objections.

Cyber liability for client data

Consultants store client financials, HR records, and strategic plans. A data breach or ransomware event can trigger regulatory notice obligations and client lawsuits. Cyber coverage handles forensics, notification, and defense.

Consultants Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places consultants coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

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