Overview
Electrician policies must include completed operations coverage well beyond your active job dates.
Fire and completed operations exposure
Electrical work carries high-severity fire and property damage exposure that can surface long after a job is finished. We structure completed operations coverage with extended reporting periods so past work remains protected.
Workers' comp for electrical contractors
Electrocution, arc flash, and fall injuries drive workers' comp severity in the electrical trade. Proper class-code placement and safety-program documentation help control premiums and keep your experience mod stable.