← All Industries

Property Management Insurance

GL, E&O, and umbrella for property managers.

Residential and commercial property management firms.

Get Your No-Obligation Free Quote Today

Takes 30 seconds. No obligation. We reply within one business day.

🔒 Your info stays with KTL. We never sell or share it. Prefer to talk? Call 858-350-0555

Overview

Property management insurance is a stack — GL, real estate E&O, and often a large umbrella.

Real estate E&O for management decisions

Property managers make decisions every day that can lead to tenant discrimination, wrongful eviction, or financial loss claims. Real estate E&O protects the management firm and its principals from allegations of negligence, errors, and omissions.

General liability and umbrella for managed premises

Slip-and-fall claims at managed properties can exceed standard GL limits. We layer umbrella coverage above GL and auto to protect against severe injury claims and lease-required high limits.

Property Management Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places property management coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

Request a Quote