Overview
Retail insurance starts with a BOP but modern retailers also need cyber, especially with EMV and PCI exposure.
Retail property and inventory protection
Retailers face a unique combination of public foot traffic, valuable inventory, and point-of-sale technology exposure. A tailored BOP bundles property, general liability, and business income, while cyber and crime endorsements protect against modern threats like card-skimming and employee theft.
Slip-and-fall and customer injury exposure
Even a minor customer injury can lead to a costly premises liability claim. We structure general liability limits and umbrella coverage around your store size, traffic volume, and lease requirements so a single incident does not disrupt your business.