Overview
HVAC and plumbing contractors need contractor's pollution coverage layered on top of standard GL.
Contractors pollution for water and refrigerant damage
A leaking pipe or refrigerant line can cause tens of thousands of dollars in property damage and mold remediation. Contractors pollution liability fills a major gap left by standard GL exclusions for mold, fungi, and refrigerants.
Completed operations and tool coverage
HVAC and plumbing claims often surface months after installation. Completed operations coverage extends your GL to respond to post-installation failures, while inland marine protects tools and equipment on the job site and in transit.