Overview
Nonprofit boards face personal liability that requires purpose-built D&O coverage — nonprofit forms differ meaningfully from for-profit.
D&O and board protection
Nonprofit board members can be sued personally for governance decisions, employment actions, and regulatory issues. A nonprofit D&O policy protects individual directors and officers, and often includes employment practices coverage for volunteer and staff disputes.
Abuse & molestation and volunteer safety
Organizations serving vulnerable populations need dedicated abuse & molestation coverage with defense outside the limit. We also review volunteer screening and supervision protocols that carriers require before quoting.