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Landscapers Insurance

GL, auto, and inland marine for landscape and lawn care.

Residential and commercial landscape maintenance and design-build.

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Overview

Landscapers need auto and inland marine coverage tuned to trailered equipment and mobile crews.

Mobile equipment and inland marine coverage

Landscapers rely on mowers, blowers, trailers, and hand tools that move from job to job. Inland marine coverage protects that equipment away from your premises, while commercial auto covers trucks and trailers.

Pesticide, herbicide, and pollution exposure

Applying chemicals creates both bodily injury and environmental liability exposure. We add pesticide applicator and contractors pollution coverage to a standard GL policy so a spill or misapplication does not become an uncovered loss.

Landscapers Insurance by State

State-specific licensing, workers' comp, and 2026 costs

Requirements and pricing shift state to state. Start with yours.

Don't see your state? We most likely still write it. KTL is licensed in most U.S. states and places landscapers coverage nationwide — tell us where you operate and we'll shop your account with 20+ carriers.

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